bankomo is an account that’s open to absolutely anyone – there’s no minimum deposit amount and there’s no credit check. All you need is an appropriate piece of ID. And a smartphone or Internet access. bankomo isn’t free, of course. It costs 4.90 euros a month in 2017, with the monthly fee rising to 8.90 euros from 1 January 2018. In return, a prepaid MasterCard and all the standard services are included in the price. bankomo boasts another advantage too: there’s no risk of running into debt because it’s a credit-only account. For more information, go to bankomo.de or visit any branch of ReiseBank.